Ask a Question h5 seater v 2 seater jeep hi , we are currently downsizing from a 7 seater jeep to preferably a 5 seater. apparently, one cannot downsize to a 5 seater any longer as the rules have changed, even though i see several 5 seater jeeps every day. my hubby takes two children to school and needs the extra seats, can anyone please advise as we cannot afford to pay the higher rate of tax any longer and want to pay the commercial tax as hubby is self employed and still need the second row of seats, also can we get commercial insurance if we have a second row of seats?? your advice greatly appreciated..thank you: