Hi John,

Well, on open-market selling prices, your Skoda should be worth €9,750 to about €10,500. Meanwhile, a RAV4 D-4D from 2018 with such low mileage on it is going to be €30,000 all day long, maybe a little more if a higher spec. Accepting that trade-in values offered by garages are normally lower than the market price of a car (in this case, your Octavia), the deal offered here looks to be generous – we’d be suggesting you’d normally have to fund a gap of about €22,000 or €23,000, so €18,500 seems cheap.