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Thoughts on car finance?
Hi, would you recommend (in general) going with a financial institution rather than the finance plans offered by the car dealership? It seems car dealerships have higher APR. Or would you know which car dealerships offer the most competitive finance plans? Thanks
Our answer:
Hi Sean,
I'm afraid there's no definitive answer to that one as everybody's situation is a little different and there's a lot more to consider than just the APR. I'd suggest you take the time to shop around as much as possible and do all the sums, including the 'cost to change' rather than focusing solely on the APR.
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