Can I transfer my US credit to buy a car?

Can I transfer my US credit to buy a car?

I am an American citizen moving to Ireland (in process of getting a VISA and marrying an Irish citizen in 2018). I want to use my US credit to buy a car in Ireland...who will give a loan?

Our answer:

Hi Heather,

That’s a tricky one, as generally credit scores don’t move from country to country. Even going from Ireland to Northern Ireland wipes out your credit history, so you may struggle to find a finance house willing to use your US history. I think the best advice is to set up a bank account with one of the major high street banks and then have a long chat with the bank manager. They’ll be able to steer you right.

Shane O'Donoghue

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