Can I get a car without credit history?

Can I get a car without credit history?

I just relocated to Ireland from the UK. I dont have any credit history in Ireland will I still be able to get a car. Thanks Ashe

Our answer:

Hi Ashraf,

It may be very difficult for you to get a car on finance, I'm afraid, but you won't know unless you try. PCP or HP finance might work as the car is equity and owned by the lender until you finish paying for it. A traditional bank loan is not likely to be easy for you to secure, but every person has a different financial situation, so it's hard to say for sure.

Shane O'Donoghue

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