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Can I change my PCP to used?
Hi. My partners car is financed on a PCP arrangement and it's up now in June for us to renew, hand back or buy outright. Are we able to change to a second hand car (probably 2018-2020) with the same dealer and continue on a PCP arrangement or does it have to be a new car. We want a bigger car basically but doesn't need to be brand new and we want payments to stay roughly the same.
Our answer:
Hi Chris,
It's unlikely to be as easy as that, but first thing to do is talk to your dealer or finance provider. PCPs on used cars are not as widespread. Almost certainly, you will have to end your current agreement completely.
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