Hi Lisa,

Yes, you can. There are generally three forms of car finance:

PCP - or personal contract purchase - which generally (but not always) only applies to new cars and which uses the car's predicted second hand value to offset the borrowing cost, but which comes with a significant large one-off cost at the end of the loan

Hire Purchase, or HP, in which you pay a monthly fee for the car until you've paid back the purchase price plus interest at which point you own it

A bank or credit union loan, in which you own the car outright from day one but make repayments to the bank.